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Terms & Conditions

Effective Date: January 2, 2026

These Terms & Conditions ("Terms") govern your access to and use of the website of John D. Colaiacovo (CEO Jack Cola). By accessing this site, you agree to be bound by these Terms, our Privacy Policy, and our User Agreement.

1. Agreement to Terms

By using this website, you confirm that you have read, understood, and agreed to these Terms in their entirety. If you do not agree to these Terms, you are prohibited from using this site.

Eligibility: You must be at least 18 years of age to use this website.
Scope: These Terms apply to all visitors, users, and others who access the site.

2. No Professional Advice

This website is a personal platform for sharing professional experiences, anecdotes, and "real-life hacks."

Informational Purpose: No content on this site constitutes legal, financial, or corporate advice.
Consultation Required: You should not act or refrain from acting on the basis of any content included in this site without seeking appropriate legal or professional advice on the particular facts and circumstances at issue from a licensed professional in your jurisdiction.

3. Intellectual Property

All content on this site—including text, graphics, logos, and "CEO Jack Cola" branding—is the sole property of John D. Colaiacovo.

Limited License: You are granted a non-exclusive, non-transferable, revocable license to access the site for personal, non-commercial use only.
Restrictions: You may not copy, reproduce, republish, or distribute any content for commercial gain without express written consent.

4. Prohibited Activities

To maintain the integrity of this informational platform, you agree not to:

Use the site for any fraudulent or illegal purpose.
Attempt to gain unauthorized access to the site's hosting servers or databases.
Post or transmit any defamatory, abusive, or obscene material through our DMCA or Contact forms.
"Scrape" or harvest data from this site for use in AI training or third-party databases without permission.

5. Limitation of Liability

To the maximum extent permitted by law, John D. Colaiacovo and his affiliated entities (Centel Media, Abstract Law, etc.) shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, this website or the information contained herein.

Note: The website is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind.

6. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. You agree that any legal action or proceeding between you and John D. Colaiacovo shall be brought exclusively in a court of competent jurisdiction sitting in New York.

7. Changes to Terms

This website reserves the right to update these Terms at any time. Any changes will be effective immediately upon posting to this page. Your continued use of the site after changes are posted constitutes your acceptance of the new Terms.