User Agreement & Terms of Use 

1. Informational and Educational Purpose Only

The content on this website—including but not limited to blog posts, vlogs, audits, and guides regarding Corporations & LLCs—is provided strictly for informational and educational purposes.

• Personal Experience: All content authored by John D. Colaiacovo reflects personal opinions and professional lessons learned in corporate leadership and brand management.

• No Solicitation: This website is not a vehicle for soliciting professional services. It is a repository of shared knowledge and "real-life hacks" for navigating business situations.

2. Professional Disclaimer

This content does not constitute legal, financial, or professional advice. While I speak freely about my experiences to help you navigate similar paths, every business situation is unique.

Warning: Reliance on any information provided on this site is solely at your own risk. CEO Jack Cola, John D. Colaiacovo, and affiliated entities (including Centel Media, Abstract Law, and Reputection.com) shall not be held liable for any losses or damages related to the use of this information.

3. No Attorney-Client Relationship

While I have extensive experience in the legal services industry through Abstract Law, your use of this website, its contact forms, or its guides does not create an attorney-client relationship. The law is complex and constantly evolving; the information here may not reflect the most current legal developments or the specific laws of your jurisdiction.

4. Requirement to Seek Professional Counsel

I strongly encourage all users to seek independent legal advice from a licensed member of the bar in their respective state or jurisdiction before making any legal or business decisions. Do not act upon the information found on this site without first seeking professional counsel.

5. User Conduct and Content Use

As this site features "life hacks" and "CEO insights," you are encouraged to read and learn. However:

• You may not misrepresent my personal opinions as formal legal or financial advice.

• You may not scrape or redistribute this content for commercial purposes without express written permission.

6. Governing Law

These terms are governed by the laws of the State of New York. Any disputes arising from the use of this site shall be handled in the appropriate courts within that jurisdiction.